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Quick mortgage tips

Posted by Christophe Meunier on

Quick mortgage tips

The right mortgage can make a significant difference in your financial health. It can be difficult to choose the right mortgage for you, especially if it is your first time buying .   We have compiled a quick list with top tips to help you choose a mortgage. What is the maximum amount you can borrow? What is the deposit size? Are you paying interest or a repayment? Variable or fixed rate Be aware of mortgage fees Are you eligible for a government program? Overpayments on a mortgage Mortgage penalties Remortgage is a must!

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Follow these packing tips to ensure a stress free move!

Posted by Christophe Meunier on

Follow these packing tips to ensure a stress free move!

1. Use the correct size boxes Books and other heavy objects should be packed in small boxes. Lighter items like pillows and linens can be packed in larger boxes. Professional movers are often annoyed by large boxes containing heavy items. These boxes not only make the job more difficult but also offer a greater chance of breaking. Find the the best packing materials for your next move. 2. Place heavier items at the bottom of your boxes and lighter items at the top For balance, pack your largest boxes towards the front of your truck if you are loading it...

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The moving home checklist

Posted by Christophe Meunier on

The moving home checklist

1. Send your notice in You must give your notice of intention to leave your landlord or estate agent if you rent. You should check how long the notice period is. Sometimes it's just one month. Other times it could be two. You may have a break clause if you've lived in your current residence for less than one year. Before you notify anyone, make sure that you know the preferred date. 2. Declutter and book a removals company This is a great opportunity to organize your belongings. You will need to provide an estimate of the number of items...

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When’s the best time to switch energy providers?

Posted by Christophe Meunier on

When’s the best time to switch energy providers?

Sometimes it can be hard to decide when the right time is to switch energy providers. Here are a few pointers to help you make the right switch: You must not have changed your mind at the end of a contract. Your tariff will be changed to a default or standard tariff if you do not switch. Winter will soon arrive if you don't have an annual fixed-term tariff. Comparing energy prices in warmer months can help to lower your tariff. If you think that prices will rise. You can be assured a fixed rate for up to five years,...

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Packing supplies you need for moving home

Posted by Christophe Meunier on

Packing supplies you need for moving home

Packing supplies you need You will need several different types of boxes to store all the belongings, no matter how many you have. It is important that the boxes are strong enough to withstand the move. It is often overlooked that buying moving boxesor other packing materials is an essential part of house relocation. Generally, you'll need: Small boxes Medium boxes Large boxes Boxes for heavy duty Wardrobe boxes Telescopic cardboard boxes/Mirror boxes   Additionally, you'll need:   Tape for packing Bubble wrap Styrofoam Old newspapers Furniture stretch wrap Marker Plastic bags Labels   You can find moving kits online...

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